Dental Insurance is one of the most requested benefits we hear from employees. Dental services can cost thousands of dollars, so dental insurance can be very important to the financial health of the employees and their dependents.
We offer both employer-paid and employee-paid dental plans to all sizes of companies with various plan designs to meet the needs of each group. Orthodontia coverage is optional for the employer, and this benefit typically only covers children.
Preferred provider dental plans have become popular to help employees stretch the limited annual maximums of $1,000 to $2,000. Preferred provider discounts range from 5% – 35% or more, which saves employees a lot of money at claim time. Dentists participate in networks in order to get additional patients into their practices. With the retail cost of approximately $900 for root canals, every dollar saved helps the employee receive more benefits from their dental insurance.
Let’s face it, employees are not very productive at work if they have pain in one or more of their teeth and can’t afford to go to the dentist without good dental insurance.